Coming soon to Bahrain · CBB Regulated

One connection to every Bahraini bank.

Finconex is the open-banking gateway for licensed TPPs. Integrate once, reach every CBB-regulated bank in the Kingdom — for accounts, payments and consents.

CBB compliant
Secured
99.99% uptime
12+
Expected institutions soon
240ms
Median consent time
99.99%
Platform uptime SLA
5min
Sandbox to first call
Built for TPPs

Everything your fintech needs.

A standards-based API surface — AIS, PIS, CBPII and more — wrapped in a developer-grade portal.

01 / AIS

Account Information

Pull balances, transactions, statements and beneficiaries with explicit user consent. Real-time, with full history.

/accounts /balances /transactions
02 / PIS

Payment Initiation

Trigger account-to-account payments — single, scheduled, or recurring — directly from the user's bank with bank-grade auth.

/domestic-payments /standing-orders
03 / CONSENT

Consent Lifecycle

Issue, refresh and revoke user consents through a hosted authorization flow. Every action signed and time-stamped.

/consents OAuth 2.0 FAPI
04 / SECURITY

Bank-grade Security

mTLS, signed JWTs, granular scopes, and audit-ready logs. Built to the CBB's open-banking framework.

mTLS JWS PKCE
05 / DEV

Developer Portal

Self-serve onboarding, sandbox keys, OpenAPI specs and Postman collections. Go from signup to first call in minutes.

Sandbox OpenAPI Postman
06 / OBSERVE

Monitoring & Logs

Live metrics for volume, latency and error rate. Per-call logs you can search, export and replay.

Metrics Logs Webhooks
Use Cases

What you can build.

From smarter checkouts to wealth tools — the use cases unlocked when one API connects you to every bank.

Pay by Bank Checkout

A-to-A payments at checkout. No card fees, instant settlement, lower fraud — for merchants and marketplaces.

PISe-commerce

Personal Finance & PFM

Aggregate every account a user holds across Bahraini banks into one budgeting, savings or analytics view.

AISconsumer

Lending & Underwriting

Real-time income & cashflow data straight from the borrower's bank — better risk scoring, faster decisions.

AISfintech

Account Verification

Confirm a user owns an account before payouts, refunds, or KYC — without micro-deposits or screen-scraping.

AISonboarding

Bill Pay & Top-Ups

Initiate utility, telecom and government bill payments straight from the user's bank — single or recurring.

PISbillers

SMB Cashflow Tools

Multi-bank dashboards, automated reconciliation, and one-click payroll — built on real-time bank data.

AIS+PISSMB

Wealth & Investing

Fund a brokerage or robo-advisor account with a single tap — and pull holdings to power portfolio insights.

PIS+AISwealth

Subscription & Recurring

Variable Recurring Payments — give users full control over consent, frequency and limits, without storing cards.

VRPSaaS
How It Works

From signup to live, in days.

A clear path from sandbox to production — no contracts to sign with each bank.

1
Apply

Submit your TPP application with KYB & service details. CBB-licensed reviewers verify in days.

2
Sandbox

Get keys instantly. Hit AIS & PIS endpoints against test data. Validate every flow end-to-end.

3
Certify

Run conformance tests. Pin your redirect URIs, mTLS certs and webhook endpoints.

4
Go Live

Promote to production. Reach every connected bank with the same credentials and the same code.